Private lending ratesLENDER-PUBLISHED RATES · NO LIVE QUOTES
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What are you trying to finance?

Choose your investment plan. We’ll show lenders with a published program for that type of deal and the information they’ll need to review it. The directory includes additional lenders from our research list.

Program matches come from lender-published pages, including lenders added from our research list. They are not endorsements, eligibility decisions, or rate quotes. Availability varies by state and underwriting.

Private money · investment property

Compare real lender-published rates.

Start with three published programs, then use the boxes below to narrow the search. Request a current term sheet to compare your actual cost.

Published program snapshotStarting rates and program ranges come from lender websites. They are not personalized quotes and may change.
At a glance

Lender-published rates

Checked September 17, 2026 · no live quotes

Evidence coverage counts five terms on each linked lender page: rate, points or fees, loan size, leverage, and closing time. It does not count funded loans.

4Matching published lenders
31Published programs
—Published terms found

Compare published programs

Advertised prices · not offers
Check points and feesLender source linked
Reading these results: Starting rates and ranges are lender advertising. Points, prepayment terms, credit, leverage, property, and state can change the final cost. Confirm a current written term sheet with each lender.
Bank and client closing data

Turn every closing into verified intelligence.

The bank’s AML and funding requirements govern which documents enter the packet. The platform reads the approved packet and publishes only de-identified statistics.

1

Receive approved packet

Client closing documents arrive through the bank-approved channel after funding clearance.

2

Extract loan economics

Read the final settlement statement and companion loan terms. Keep source and page references.

3

Verify and classify

Check lender, rate, points, fees, product, state, term, and closing date.

4

Publish safe summaries

Aggregate comparable loans; suppress thin samples and never expose client identity.

Illustrative funded-loan packet

Final settlement statementHUD-1, ALTA, or other approved formatCosts verified
Signed note or loan agreementRate, term, payment, penaltyTerms verified
Funding confirmationBank overlay requirementWorkflow dependent
Client data-use permissionDe-identified analytics useRequired before use

Fields produced from one verified closing

Example record: Bridge · California · $625,000 loan · 10.25% note rate · 1.5 points · $7,800 other lender and closing charges · 12-month term · funded September 2026 · lender name normalized · source documents verified.

Public result: Included only in a lender-level range once enough comparable closings exist. Address, borrower name, account details, and full documents stay private.
Data architecture

One rate history, with each source labeled.

Historical closings establish what lenders funded. Recent verified quotes show what they offered for specific scenarios. Benchmarks provide context. Each source has a different freshness and confidence level.

1. Recorded loans

Mortgage-record datasets can contain lender, amount, rate, term, and recording date. Coverage must be measured by state and lender before publication.

ATTOM source ↗

2. Private-lender classification

Link recorded loans to lender identities, geography, and product types. This separates private-money activity from broader mortgage records.

SFR Analytics API ↗

3. Client-funded loans

Final settlement and signed loan documents give us verified rate and cost data from our own closed transactions, subject to client permission.

4. Market context

Industry averages and Treasury yields help show trends but never substitute for lender-specific terms.

Lightning Docs ↗ · NPLA ↗

Publication rules

For the lender-published programs shown today, display the official source link, check date, and how many of five key terms were found. This is source coverage, not a funded-loan sample. When verified closings become available, publish only aggregated counts and ranges that clear minimum-sample rules; keep individual documents and transaction records private. Report points and fees alongside note rates when available. Borrowers still need a current written quote for their exact deal.

This preview shows real lender-published program information. It contains no verified closing records or live lender quote feed and is not a commitment to lend or a bank document portal.